/* ---------- tokens (lifted from the reference: electric blue, near-black, paper white, hairlines) ---------- */
:root{
  --blue:#0f24ff;          /* hero / stats block */
  --blue-deep:#0718c8;
  --blue-glow:#1a3dff;
  --indigo:#6a6ae6;        /* hover fill on grid cards */
  --ink:#0b0d10;           /* dark sections */
  --ink-2:#121417;         /* dark cards */
  --ink-3:#1b1e23;
  --paper:#fcfcfc;         /* light sections */
  --paper-2:#f4f4f5;
  --text:#101114;
  --text-2:#5a5e66;
  --text-3:#8a8f98;
  --on-dark:#f3f4f6;
  --on-dark-2:#aeb3bb;
  --on-dark-3:#6f7580;
  --hair:#dcdde0;          /* dashed hairlines, light */
  --hair-dark:#2a2e35;     /* dashed hairlines, dark */
  --radius:2px;
  --pill:999px;
  --gutter:clamp(16px,4vw,56px);
  --max:1440px;
  --sans:"Inter Tight","Inter","Helvetica Neue",Helvetica,Arial,sans-serif;
  --body:"Inter","Helvetica Neue",Helvetica,Arial,sans-serif;
  color-scheme:light;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--ink);color:var(--text);font-family:var(--body);font-size:14px;line-height:1.55;-webkit-font-smoothing:antialiased;letter-spacing:-0.005em}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
button{font:inherit;color:inherit;background:none;border:0;cursor:pointer}
[hidden]{display:none!important}

/* ---------- type ---------- */
h1,h2,h3,h4{font-family:var(--sans);font-weight:400;letter-spacing:-0.025em;margin:0;line-height:1.08}
.h-display{font-size:clamp(40px,5.6vw,72px);letter-spacing:-0.035em}
.h1{font-size:clamp(34px,4vw,52px)}
.h2{font-size:clamp(26px,2.6vw,34px)}
.h3{font-size:clamp(18px,1.5vw,21px);letter-spacing:-0.015em}
.lead{font-family:var(--sans);font-size:clamp(20px,2.1vw,28px);line-height:1.3;letter-spacing:-0.02em}
.small{font-size:12px;line-height:1.5}
.micro{font-size:10.5px;letter-spacing:.08em;text-transform:uppercase;font-weight:500}
.muted{color:var(--text-2)}
.dark .muted{color:var(--on-dark-2)}
.eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:10.5px;letter-spacing:.1em;text-transform:uppercase;font-weight:500}
.eyebrow::before{content:"+";font-weight:400;font-size:14px;line-height:1;transform:translateY(-1px)}
.cross{position:absolute;font-family:var(--sans);font-weight:300;font-size:18px;line-height:1;opacity:.9;pointer-events:none}

/* ---------- layout ---------- */
.wrap{max-width:var(--max);margin:0 auto;padding-inline:var(--gutter)}
section{position:relative}
.light{background:var(--paper);color:var(--text)}
.dark{background:var(--ink);color:var(--on-dark)}
.blue{background:var(--blue);color:#fff}
.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:clamp(24px,4vw,64px)}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:clamp(16px,2vw,32px)}
@media (max-width:860px){.grid-2,.grid-3{grid-template-columns:1fr}}
.rule{border:0;border-top:1px dashed var(--hair);margin:0}
.dark .rule{border-color:var(--hair-dark)}

/* ---------- buttons: pill, 32px, 12.5px text, arrow suffix ---------- */
.btn{display:inline-flex;align-items:center;gap:8px;height:32px;padding:0 14px 0 16px;border-radius:var(--pill);font-family:var(--body);font-size:12.5px;font-weight:500;letter-spacing:-0.005em;white-space:nowrap;transition:transform .18s ease,background .18s ease,color .18s ease,border-color .18s ease;border:1px solid transparent}
.btn:active{transform:translateY(1px)}
.btn .ar{font-family:var(--sans);font-size:14px;line-height:1;transform:translateY(-.5px)}
.btn-white{background:#fff;color:#0b0d10}
.btn-white:hover{background:#eaeaec}
.btn-blue{background:var(--blue-glow);color:#fff}
.btn-blue:hover{background:#2f4fff}
.btn-ink{background:#0b0d10;color:#fff}
.btn-ink:hover{background:#23262c}
.btn-ghost{background:transparent;border-color:rgba(255,255,255,.55);color:#fff}
.btn-ghost:hover{background:rgba(255,255,255,.1)}
.light .btn-ghost{border-color:rgba(0,0,0,.35);color:var(--text)}
.light .btn-ghost:hover{background:rgba(0,0,0,.05)}
.btn-grey{background:#2a2d33;color:#fff}
.btn-grey:hover{background:#363a41}
.btn-lg{height:40px;padding:0 18px 0 20px;font-size:13.5px}
.circ{width:40px;height:40px;border-radius:50%;border:1px solid currentColor;display:inline-grid;place-items:center;opacity:.8;transition:opacity .18s,background .18s}
.circ:hover{opacity:1;background:rgba(255,255,255,.08)}
.light .circ:hover{background:rgba(0,0,0,.05)}
.circ svg{width:14px;height:14px}
.dots{display:inline-flex;gap:8px;align-items:center}
.dots i{width:5px;height:5px;border-radius:50%;background:currentColor;opacity:.3}
.dots i.on{opacity:1}

/* ---------- nav ---------- */
.nav{position:absolute;inset:0 0 auto 0;z-index:5;height:64px;display:flex;align-items:center;color:#fff}
.nav .wrap{display:flex;align-items:center;gap:40px;width:100%}
.logo{font-family:var(--sans);font-size:12px;line-height:1.05;letter-spacing:.02em;text-transform:uppercase;font-weight:500}
.logo b{display:block;font-weight:300;letter-spacing:.14em}
.menu{display:flex;gap:28px;font-size:12px;margin-left:auto}
.menu a{display:inline-flex;align-items:center;gap:5px;opacity:.9}
.menu a:hover{opacity:1}
.menu .chev{font-size:9px;opacity:.7}
.nav .btn{margin-left:16px}
.burger{display:none;margin-left:auto;width:36px;height:36px;border:1px solid rgba(255,255,255,.5);border-radius:50%;place-items:center}
.burger span{display:block;width:14px;height:1px;background:#fff;box-shadow:0 -4px 0 #fff,0 4px 0 #fff}
@media (max-width:960px){.menu,.nav .btn{display:none}.burger{display:grid}.nav.open .menu{display:flex;position:absolute;top:64px;left:0;right:0;flex-direction:column;background:var(--ink);padding:16px var(--gutter) 24px;gap:14px;font-size:14px}}

/* ---------- hero ---------- */
.hero{position:relative;min-height:min(100svh,860px);display:flex;flex-direction:column;justify-content:flex-end;color:#fff;overflow:hidden;
  background:
    radial-gradient(120% 90% at 85% 10%, rgba(255,255,255,.14) 0%, rgba(255,255,255,0) 45%),
    radial-gradient(70% 60% at 20% 70%, #0a1bd6 0%, rgba(10,27,214,0) 60%),
    radial-gradient(60% 45% at 65% 40%, #2a3bff 0%, rgba(42,59,255,0) 60%),
    linear-gradient(160deg,#1226ff 0%,#0b1be0 55%,#0618b8 100%)}
.hero::before{content:"";position:absolute;inset:-20%;pointer-events:none;opacity:.55;mix-blend-mode:screen;
  background:
    radial-gradient(40% 20% at 45% 35%, rgba(190,200,255,.55), transparent 70%),
    radial-gradient(28% 12% at 62% 46%, rgba(120,140,255,.6), transparent 70%),
    radial-gradient(60% 18% at 30% 55%, rgba(0,0,60,.45), transparent 70%);
  filter:blur(28px);transform:rotate(-14deg);animation:drift 18s ease-in-out infinite alternate}
@keyframes drift{from{transform:rotate(-14deg) translate(0,0)}to{transform:rotate(-10deg) translate(2%,-3%)}}
.hero .wrap{position:relative;z-index:2;width:100%;padding-top:120px}
.frame{position:relative;border-top:1px solid rgba(255,255,255,.35);padding-top:clamp(60px,12vh,140px)}
.frame .tl,.frame .tr{position:absolute;top:-1px;width:14px;height:14px;border-top:1px solid #fff}
.frame .tl{left:0;border-left:1px solid #fff}.frame .tr{right:0;border-right:1px solid #fff}
.hero-title{position:relative;text-align:center;padding-bottom:clamp(28px,5vh,48px)}
.hero-title .cross{left:calc(50% - 300px);top:-6px}
.hero-row{display:grid;grid-template-columns:1fr 1fr 1fr 1.2fr;gap:24px;border-top:1px solid rgba(255,255,255,.35);padding-top:12px;align-items:start}
.hero-row .tag{font-size:10.5px;letter-spacing:.1em;text-transform:uppercase;opacity:.85}
.hero-row .intro{font-size:12.5px;line-height:1.55;opacity:.95;max-width:300px;justify-self:end}
.hero-row .intro p{margin:0 0 12px}
.hero-row .intro .cta{display:flex;gap:8px;flex-wrap:wrap}
@media (max-width:860px){.hero-row{grid-template-columns:1fr 1fr}.hero-row .intro{grid-column:1/-1;justify-self:start;max-width:none}}
.logos{display:flex;gap:clamp(20px,4vw,56px);align-items:center;justify-content:space-between;padding:40px 0 28px;overflow:hidden;opacity:.9;flex-wrap:wrap}
.logos span{font-family:var(--sans);font-size:13px;letter-spacing:.06em;text-transform:uppercase;font-weight:500;white-space:nowrap;opacity:.95}
.logos span.serif{font-family:Georgia,"Times New Roman",serif;text-transform:none;letter-spacing:0;font-size:15px}
.logos span.wide{letter-spacing:.22em}

/* ---------- modules grid (dashed cells, indigo hover) ---------- */
.modules{padding:clamp(56px,8vw,104px) 0}
.cells{display:grid;grid-template-columns:repeat(4,1fr)}
@media (max-width:960px){.cells{grid-template-columns:repeat(2,1fr)}}
.cell{position:relative;aspect-ratio:1/1;border:1px dashed var(--hair);margin:-1px 0 0 -1px;padding:22px;display:flex;flex-direction:column;justify-content:space-between;transition:background .25s ease,color .25s ease,border-color .25s ease;cursor:pointer}
.cell:hover,.cell.on{background:var(--indigo);color:#fff;border-color:transparent;border-style:solid}
.cell:hover::after,.cell.on::after{content:"";position:absolute;top:0;right:0;width:18px;height:18px;background:var(--paper);clip-path:polygon(100% 0,100% 100%,0 0)}
.cell svg{width:30px;height:30px;stroke:currentColor;fill:none;stroke-width:1.1;stroke-linecap:round;stroke-linejoin:round}
.cell .name{font-family:var(--sans);font-size:clamp(14px,1.2vw,17px);letter-spacing:-0.015em;line-height:1.25;display:flex;justify-content:space-between;align-items:flex-end;gap:8px}
.cell .name .ar{opacity:0;transform:translateX(-4px);transition:.25s}
.cell:hover .name .ar,.cell.on .name .ar{opacity:1;transform:none}
.cell .desc{margin-top:14px;font-size:12px;line-height:1.5;color:var(--text-2);transition:color .25s}
.cell:hover .desc,.cell.on .desc{color:#fff}
.cell .name{margin-top:auto;padding-top:16px}
@media (max-width:560px){.cell{aspect-ratio:auto;min-height:190px}.cell .desc{font-size:11px}}
.more{border:1px dashed var(--hair);border-top:0;height:44px;display:grid;place-items:center;font-size:12px;font-weight:500;margin-left:-1px;cursor:pointer}
.more:hover{background:var(--paper-2)}

/* ---------- approach ---------- */
.approach{padding:clamp(56px,8vw,96px) 0 0}
.approach .head{display:grid;grid-template-columns:1.1fr 1fr;gap:40px;align-items:start}
@media (max-width:860px){.approach .head{grid-template-columns:1fr}}
.approach .head .lbl{display:flex;justify-content:space-between;align-items:center}
.approach .cols{display:grid;grid-template-columns:1fr 1fr;gap:40px;margin-top:40px;font-size:12.5px;line-height:1.6;max-width:980px}
@media (max-width:860px){.approach .cols{grid-template-columns:1fr}}
.photo{margin-top:clamp(40px,6vw,72px);height:clamp(260px,38vw,520px);position:relative;overflow:hidden;
  background:
    radial-gradient(60% 80% at 25% 60%,#3a3f49 0%,rgba(58,63,73,0) 60%),
    radial-gradient(40% 60% at 75% 30%,#6c727d 0%,rgba(108,114,125,0) 60%),
    repeating-linear-gradient(90deg,rgba(255,255,255,.035) 0 2px,transparent 2px 46px),
    linear-gradient(180deg,#2b2f36,#15181d)}
.photo .ui{position:absolute;inset:auto 8% 10% 8%;display:grid;grid-template-columns:repeat(3,1fr);gap:12px}
.photo .ui div{height:clamp(70px,9vw,120px);border:1px dashed rgba(255,255,255,.25);background:rgba(255,255,255,.04);padding:12px;font-size:10.5px;letter-spacing:.08em;text-transform:uppercase;color:rgba(255,255,255,.65)}
.photo .ui div b{display:block;font-family:var(--sans);font-size:clamp(20px,2.4vw,32px);font-weight:300;letter-spacing:-0.03em;color:#fff;margin-top:6px;text-transform:none}
.photo .cross{color:#fff;top:20px;left:24px}
.statement{padding:clamp(48px,7vw,84px) 0 clamp(56px,8vw,96px)}
.statement .lead{max-width:640px}
.statement .lead em{font-style:normal;color:#5f7bff}
.statement .foot{display:flex;justify-content:space-between;align-items:flex-end;margin-top:clamp(40px,6vw,80px);font-size:12px;color:var(--on-dark-2)}
.cube{width:30px;height:30px;stroke:#fff;fill:none;stroke-width:1;opacity:.8}

/* ---------- stats on blue ---------- */
.stats{padding:clamp(56px,8vw,96px) 0}
.stats .lead{max-width:620px;margin-bottom:clamp(40px,6vw,72px)}
.statgrid{display:grid;grid-template-columns:1fr 1fr;gap:clamp(28px,5vw,72px) clamp(32px,6vw,96px);max-width:900px}
@media (max-width:640px){.statgrid{grid-template-columns:1fr}}
.stat .num{display:flex;align-items:baseline;gap:14px}
.stat .num b{font-family:var(--sans);font-weight:300;font-size:clamp(34px,3.6vw,48px);letter-spacing:-0.04em;line-height:1}
.stat .num b sup{font-size:.42em;vertical-align:top;top:.35em;position:relative;letter-spacing:0}
.stat .num span{font-size:11px;line-height:1.4;opacity:.9;max-width:200px}
.bar{margin-top:14px;height:14px;position:relative;background:repeating-linear-gradient(90deg,rgba(255,255,255,.55) 0 1px,transparent 1px 5px)}
.bar i{position:absolute;inset:0 auto 0 0;background:#fff;width:0;transition:width 1.4s cubic-bezier(.2,.7,.2,1)}
.stats .next{margin-top:clamp(56px,8vw,96px);display:grid;grid-template-columns:1fr 1fr;gap:40px}
@media (max-width:860px){.stats .next{grid-template-columns:1fr}}
.stats .next .lead{max-width:520px;margin:0 0 18px;position:relative;padding-top:22px}
.stats .next .lead .cross{top:0;left:-18px;font-size:16px}

/* ---------- testimonials ---------- */
.testi{padding:clamp(56px,8vw,96px) 0 clamp(36px,5vw,56px)}
.testi .top{display:grid;grid-template-columns:.9fr 1.4fr;gap:40px;align-items:start}
@media (max-width:860px){.testi .top{grid-template-columns:1fr}}
.testi .intro{font-size:12px;line-height:1.6;max-width:300px;color:var(--text-2);margin-top:28px}
.testi .intro p{margin:0 0 12px}
.quote{display:grid;grid-template-columns:28px 1fr;gap:16px}
.quote .mark{font-family:Georgia,serif;font-size:40px;line-height:.8;font-weight:700}
.quote p{margin:0;font-family:var(--sans);font-size:clamp(18px,1.8vw,24px);line-height:1.35;letter-spacing:-0.015em;max-width:560px;min-height:7.2em}
.testi .foot{display:flex;justify-content:space-between;align-items:center;margin-top:clamp(36px,5vw,56px)}
.testi .who{display:flex;align-items:center;gap:16px;font-size:11px;line-height:1.4}
.testi .who .lg{font-family:var(--sans);font-weight:500;font-size:16px;letter-spacing:-0.02em}
.testi .who .lg i{font-style:normal;opacity:.5}
.testi .ctrl{display:flex;gap:8px}

/* ---------- deployments (dark carousel) ---------- */
.deploy{padding:clamp(48px,7vw,84px) 0 clamp(40px,6vw,72px);overflow:hidden}
.deploy .crosses{display:flex;gap:220px;font-family:var(--sans);font-weight:300;font-size:20px;opacity:.9}
.deploy .row{display:grid;grid-template-columns:.75fr 1.25fr;gap:40px;align-items:end;margin-top:clamp(120px,18vw,260px)}
@media (max-width:860px){.deploy .row{grid-template-columns:1fr;margin-top:60px}}
.deploy .left p{font-size:12.5px;line-height:1.6;color:var(--on-dark-2);max-width:280px;margin:14px 0 24px}
.case{position:relative;min-height:380px}
.case .img{height:112px;position:relative;overflow:hidden;background:linear-gradient(90deg,#2a2e36 0%,#3d4350 35%,#2a35a8 70%,#1a2cff 100%)}
.case .img::after{content:"";position:absolute;inset:0;background:repeating-linear-gradient(0deg,rgba(255,255,255,.06) 0 1px,transparent 1px 14px)}
.case .img .x{position:absolute;right:14px;bottom:10px;width:28px;height:28px;border:1px solid rgba(255,255,255,.6);border-radius:50%;display:grid;place-items:center;font-size:11px;color:#fff}
.case .hd{display:grid;grid-template-columns:1fr 1.7fr;gap:32px;padding:28px 0 26px;border-bottom:1px dashed var(--hair-dark)}
.case .hd p{margin:0;font-size:11.5px;line-height:1.55;color:var(--on-dark-2)}
.case dl{display:grid;grid-template-columns:1fr 1.7fr;gap:10px 32px;margin:0;padding:24px 0;border-bottom:1px dashed var(--hair-dark);font-size:11.5px}
.case dt{color:var(--on-dark-2)}.case dd{margin:0}
.case .act{padding-top:28px}
.deploy .nav2{display:flex;justify-content:space-between;align-items:center;margin-top:48px}
.deploy .nav2 .ctrl{display:flex;gap:8px}
@media (max-width:640px){.case .hd,.case dl{grid-template-columns:1fr}}

/* ---------- integrations marquee ---------- */
.integr{padding:clamp(28px,4vw,40px) 0 clamp(48px,7vw,80px);overflow:hidden}
.integr .eyebrow{margin-bottom:clamp(40px,6vw,72px)}
.marq{display:flex;flex-direction:column;gap:clamp(22px,3vw,34px)}
.track{display:flex;gap:clamp(40px,5vw,72px);width:max-content;animation:scroll 46s linear infinite}
.track.rev{animation-direction:reverse;animation-duration:54s}
.marq:hover .track{animation-play-state:paused}
@keyframes scroll{to{transform:translateX(-50%)}}
.ins{display:flex;flex-direction:column;align-items:center;gap:10px;white-space:nowrap;text-align:center}
.ins b{font-family:var(--body);font-weight:500;font-size:10.5px;letter-spacing:.01em;line-height:1.2;color:var(--text-2);display:inline-flex;align-items:center;gap:5px}
.ins b em{font-style:normal;font-weight:400;color:var(--text-3)}
/* connected insurers in full colour; the rest greyed out */
.ins .logo-img{filter:none;opacity:1}
.ins .logo-img.lg-light{filter:brightness(0)}
.ins.off .logo-img{filter:grayscale(1);opacity:.4}
.ins.off .logo-img.lg-light{filter:brightness(0);opacity:.3}
.ins.off b{color:var(--text-3);opacity:.65}

/* ---------- markets ---------- */
.markets{padding:clamp(56px,8vw,96px) 0 0;overflow:hidden;
  background:radial-gradient(55% 60% at 88% 0%,#1226f0 0%,rgba(18,38,240,0) 60%),radial-gradient(30% 40% at 0% 100%,#0e1fd8 0%,rgba(14,31,216,0) 60%),var(--ink)}
.markets .head{display:grid;grid-template-columns:1fr auto;gap:24px;align-items:end}
.markets .head p{max-width:300px;font-size:12.5px;line-height:1.6;color:var(--on-dark-2);margin:16px 0 22px}
.markets .ctrl{display:flex;gap:8px;align-self:center}
.tabs{display:flex;gap:6px;flex-wrap:wrap;margin:28px 0 20px}
.tab{height:30px;padding:0 14px;border-radius:var(--pill);border:1px solid rgba(255,255,255,.3);font-size:12px;color:#fff;opacity:.8}
.tab.on,.tab:hover{opacity:1;background:#fff;color:#0b0d10;border-color:#fff}
.cards{display:grid;grid-auto-flow:column;grid-auto-columns:minmax(300px,1fr);gap:8px;overflow-x:auto;scroll-snap-type:x mandatory;padding-bottom:8px;scrollbar-width:none;margin-top:28px}
.cards::-webkit-scrollbar{display:none}
.card{scroll-snap-align:start;background:var(--ink-2);border:1px solid #1e2228;padding:26px 24px 24px;min-height:260px;display:flex;flex-direction:column}
.card .t{display:flex;justify-content:space-between;gap:12px;align-items:flex-start}
.card .t h3{font-size:19px}
.card .t span{font-size:10.5px;color:var(--on-dark-3);white-space:nowrap;padding-top:4px}
.card .rule{margin:26px 0 22px}
.card dl{display:grid;grid-template-columns:1fr 1.4fr;gap:9px 16px;margin:0;font-size:11.5px}
.card dt{color:var(--on-dark-2)}.card dd{margin:0}
.card .st{margin-top:auto;padding-top:18px;font-size:10.5px;letter-spacing:.08em;text-transform:uppercase;display:flex;align-items:center;gap:8px;color:var(--on-dark-2)}
.card .st i{width:6px;height:6px;border-radius:50%;background:#35e08a}
.card .st i.amber{background:#ffb545}

/* ---------- insights ---------- */
.insights{padding:clamp(56px,8vw,96px) 0}
.insights .head{display:flex;flex-direction:column;gap:14px;align-items:flex-start;margin-bottom:clamp(28px,4vw,44px)}
.posts{display:grid;grid-template-columns:1.6fr 1fr;gap:clamp(24px,5vw,80px)}
@media (max-width:860px){.posts{grid-template-columns:1fr}}
.post .pic{aspect-ratio:16/9;position:relative;overflow:hidden;background:linear-gradient(180deg,#d9dadd 0%,#9a9ca3 60%,#4a4d55 100%)}
.post .pic::before{content:"";position:absolute;inset:0;background:
  linear-gradient(90deg,transparent 0 30%,rgba(255,255,255,.35) 30% 31%,transparent 31% 62%,rgba(255,255,255,.25) 62% 63%,transparent 63%),
  repeating-linear-gradient(0deg,rgba(0,0,0,.08) 0 1px,transparent 1px 22px)}
.post.sm .pic{aspect-ratio:1/1;max-width:260px}
.post .cat{font-size:10.5px;color:var(--text-3);margin:16px 0 8px}
.post h3{font-size:16px;letter-spacing:-0.015em}
.post p{font-size:12px;line-height:1.6;color:var(--text-2);margin:10px 0 0;max-width:420px}
.post+.post{margin-top:40px}
.insights .side{display:flex;flex-direction:column;justify-content:space-between}
.stack{width:34px;height:34px;stroke:#0b0d10;fill:none;stroke-width:1;opacity:.8;margin-top:40px}

/* ---------- contact ---------- */
.contact{padding:clamp(56px,8vw,96px) 0 clamp(40px,6vw,64px);overflow:hidden;
  background:radial-gradient(42% 55% at 0% 100%,#1226f0 0%,rgba(18,38,240,0) 65%),var(--ink)}
.contact .grid-2{grid-template-columns:.9fr 1.1fr;align-items:start}
@media (max-width:860px){.contact .grid-2{grid-template-columns:1fr}}
.contact .intro p{font-size:12.5px;line-height:1.6;color:var(--on-dark-2);max-width:300px;margin:22px 0 26px}
.mails a{display:block;font-size:12px;margin-bottom:12px}
.mails a::after{content:" ↗";font-size:10px}
.form{display:flex;flex-direction:column;gap:10px}
.form .role{display:grid;grid-template-columns:auto 1fr;gap:16px;align-items:center;background:var(--ink-3);padding:12px 16px;font-size:12px}
.form .role .opts{display:flex;gap:26px;justify-content:flex-end;flex-wrap:wrap}
.form .role label{display:inline-flex;gap:8px;align-items:center;cursor:pointer}
.form .role input{appearance:none;width:12px;height:12px;border:1px solid #fff;border-radius:50%;margin:0;display:grid;place-items:center}
.form .role input:checked::after{content:"";width:6px;height:6px;border-radius:50%;background:#fff}
.form input[type=text],.form input[type=email],.form input[type=tel],.form textarea{width:100%;background:transparent;border:1px dashed #3a3f48;color:#fff;font:inherit;font-size:12.5px;padding:14px 16px;border-radius:var(--radius);outline:none}
.form textarea{min-height:88px;resize:vertical}
.form input:focus,.form textarea:focus{border-style:solid;border-color:#7d8aff}
.form ::placeholder{color:#8a8f98}
.form .file{display:flex;align-items:center;gap:14px;font-size:12px;margin-top:14px}
.form .file b{font-family:var(--sans);font-weight:400;font-size:14px}
.form .file .btn{height:28px;font-size:11.5px;padding:0 14px}
.form .file span{color:var(--on-dark-2);font-size:11px}
.form .foot{display:flex;justify-content:space-between;align-items:center;margin-top:30px;gap:16px;flex-wrap:wrap}
.form .foot label{display:inline-flex;align-items:center;gap:10px;font-size:11.5px;cursor:pointer}
.form .foot input{appearance:none;width:16px;height:16px;border:1px solid #fff;border-radius:3px;margin:0;display:grid;place-items:center}
.form .foot input:checked::after{content:"";width:8px;height:8px;background:#fff}
.ok{border:1px dashed #3a3f48;padding:28px;font-size:13px;line-height:1.6}
.ok b{display:block;font-family:var(--sans);font-weight:400;font-size:22px;letter-spacing:-0.02em;margin-bottom:8px}

/* ---------- footer ---------- */
footer{padding:0 0 32px;color:var(--on-dark)}
.foot-band{height:4px;background:linear-gradient(90deg,#1a3dff 0%,#0f24ff 25%,rgba(15,36,255,0) 50%)}
.foot-tags{display:flex;justify-content:space-between;font-size:10px;letter-spacing:.1em;text-transform:uppercase;color:var(--on-dark-2);padding:14px 0 clamp(36px,5vw,56px)}
.foot-grid{display:grid;grid-template-columns:1.1fr 1fr 1fr;gap:40px;font-size:11.5px;line-height:1.55}
@media (max-width:860px){.foot-grid{grid-template-columns:1fr}}
.foot-grid h4{font-size:11.5px;font-weight:500;letter-spacing:0;font-family:var(--body);margin-bottom:6px}
.foot-grid .office{margin-bottom:24px;color:var(--on-dark-2)}
.foot-grid .office .reg{font-size:10.5px;color:var(--on-dark-3);margin-top:6px}
.foot-grid .sites .logo{margin-top:28px}
.foot-grid .sites .btn{margin-top:10px}
.foot-bottom{display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;margin-top:clamp(40px,6vw,72px);padding-top:18px;border-top:1px dashed var(--hair-dark);font-size:10.5px;color:var(--on-dark-3)}
.foot-bottom a{margin-right:18px}

@media (prefers-reduced-motion:reduce){.track,.hero::before{animation:none}.bar i{transition:none}}

/* photos */
.photo img,.case .img img,.post .pic img,.article .pic img,.person .av img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;display:block}
.photo img{filter:grayscale(.4) contrast(1.05)}
.photo::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(11,13,16,.15) 0%,rgba(11,13,16,.5) 50%,rgba(11,13,16,.88) 100%);pointer-events:none}
.photo .ui,.photo .cross{z-index:2}
.case .img img{filter:grayscale(.3) contrast(1.05);transition:transform .7s cubic-bezier(.2,.7,.2,1)}
.case:hover .img img{transform:scale(1.03)}
.case .img::after{z-index:1;pointer-events:none}
.case .img .x{z-index:2}
.post .pic img{filter:grayscale(.2);transition:transform .7s cubic-bezier(.2,.7,.2,1)}
.post:hover .pic img{transform:scale(1.03)}
.post .pic::before{z-index:1;pointer-events:none}
.post .pic:has(img)::before{background:linear-gradient(180deg,transparent 55%,rgba(11,13,16,.28) 100%)}
.article .pic{position:relative;overflow:hidden}
.person .av{overflow:hidden}
.person .av img{filter:grayscale(.2) contrast(1.03);transition:transform .7s cubic-bezier(.2,.7,.2,1)}
.person:hover .av img{transform:scale(1.03)}
.person .av::after{z-index:1}
img[src$="accra.jpg"]{object-position:50% 56%}
img[src$="office-woman.jpg"]{object-position:50% 30%}
@media (max-width:560px){.photo .ui{grid-template-columns:1fr;gap:6px;inset:auto 16px 16px 16px}.photo .ui div{height:auto;display:flex;justify-content:space-between;align-items:center;gap:12px;padding:8px 12px;font-size:10px}.photo .ui div b{margin:0;font-size:20px}}

/* insurer logos: monochrome by default, colour on hover; white silhouettes on dark grounds */
.logo-img{height:28px;width:auto;max-width:150px;object-fit:contain;display:inline-block;vertical-align:middle;filter:grayscale(1);opacity:.9;transition:filter .35s,opacity .35s}
.logo-img.lg-light{filter:brightness(0)}
.logo-img.lg-opaque{mix-blend-mode:multiply}
.ins-grid div:hover .logo-img,tr:hover .logo-img,.logos span:hover .logo-img{filter:none;opacity:1}
.dark .logo-img,.hero .logo-img,.blue .logo-img{filter:brightness(0) invert(1);opacity:.88}
.dark .logo-img.lg-light,.hero .logo-img.lg-light,.blue .logo-img.lg-light{filter:none}
.dark .logo-img.lg-opaque,.hero .logo-img.lg-opaque,.blue .logo-img.lg-opaque{filter:grayscale(1);mix-blend-mode:normal;background:#fff;padding:3px 6px;border-radius:2px;box-sizing:border-box}
.logos{gap:clamp(14px,3vw,40px)}
.logos span{display:flex;align-items:center;height:34px}
.logos .logo-img{height:26px;max-width:150px}
.logos span:hover .logo-img{filter:brightness(0) invert(1);opacity:1}
.ins .logo-img,.ins .lg-ph{height:40px;max-width:150px;flex:none;display:block}
.card .lgw{height:40px;display:flex;align-items:center;margin-bottom:14px}
.card .lgw .logo-img{height:26px;max-width:120px}
.ins-grid .logo-img{height:24px;max-width:110px;margin-bottom:12px;align-self:flex-start}
td .logo-img{height:18px;max-width:72px;margin-right:10px}
@media (max-width:560px){.logos .logo-img{height:20px;max-width:110px}.ins .logo-img,.ins .lg-ph{height:30px;max-width:110px}.ins b{font-size:10px}}

/* country flags */
.flag{width:18px;height:13px;object-fit:cover;border-radius:2px;display:inline-block;vertical-align:-2px;margin-right:8px;box-shadow:0 0 0 1px rgba(0,0,0,.08)}
.tab .flag{width:16px;height:12px;margin-right:7px;vertical-align:-1px}
.tab{display:inline-flex;align-items:center}
.card .t span .flag{width:14px;height:10px;margin-right:6px;vertical-align:0}
h3 .flag{width:22px;height:16px;vertical-align:-1px;margin-right:10px}